Detox With Private Insurance

Using Private Insurance for Detox

Private insurance plans, whether through an employer or purchased individually, are among the most common sources of coverage for detox treatment. The Affordable Care Act requires most private plans to include substance use disorder benefits as an essential health benefit.

If you have a private plan, there is a reasonable chance it covers medically necessary detox. The specifics — your cost, what programs are in-network, and what level of care is covered — depend on your individual plan.

• Employer-sponsored plans generally cover substance use disorder treatment
• ACA marketplace plans are required to include these benefits
• Prior authorization is often required — we can help with this process
• Out-of-pocket costs depend on your deductible and plan design
• In-network programs typically result in lower costs for you

Related: Does Insurance Cover Detox? | Verify Insurance